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Understanding The Difference: Standard Auto Insurance Vs. ATV Insurance

All-terrain vehicles come with risks, and they can be expensive to replace when damaged in a crash. If you have an ATV, you won’t be able to rely on your car insurance to protect you. ATVs are not covered by standard auto insurance policies. Also, ATV insurance may be required by law if you ride in certain areas, such as state parks. On the upside,...

Is Graded Death Benefit Life Insurance Worth The Cost?

Graded death benefit insurance has important advantages for certain people. It may be worth the cost if you want the protection of permanent life insurance coverage, but may not qualify for another permanent life insurance plan because of health issues. What Is Graded Death Benefit Insurance? Graded death benefit insurance is permanent, as opposed to term life insurance. What makes it different from standard permanent...

How Garage Insurance Can Protect Your Mechanic Business

Garage insurance is designed to protect garage owners against different types of liability. Any business that involves working on or around vehicles needs this type of insurance, particularly a mechanic business. Our knowledgeable agent can advise you on the garage insurance your mechanic business needs and help you find the best available rates. What Is Garage Insurance? Garage insurance is specialized general liability insurance for...

How Is Condo Insurance Different From Homeowners Insurance?

Whether the space you live in is a condo or a house, if you own your own home, you need insurance. Property owners are responsible not only for what happens to their property, but also for what happens to visitors on the premises. However, a condo is not the same type of structure as a house, and there are key differences between homeowners insurance and...

Do I Need To Update My Life Insurance Policy If I Get A More Dangerous Job?

On-the-job injuries happen in every industry. Even office workers can be hurt in trip or slip and fall or other types of work-related accidents. But some occupations are more hazardous than others. If you have recently begun a more dangerous job, you probably need to update your life insurance policy. What Makes A Job More Dangerous? Occupations are generally considered to be more hazardous when...